Planning for the future of your money is not the same as planning for the future of your wealth

The Management of Wealth is a process which incorporates three elements, namely Financial Planning, Estate Planning
and Legacy Planning.

Hereditas ®is the Legacy Planning process which is designed to capture all facets of an individual’s life, including their knowledge, wisdom, values and beliefs.

This process combines your emotional and intellectual inheritance with your financial inheritance. It prepares your beneficiaries for the inheritance they will receive as a result of the financial and estate planning that has been completed.

Financial Planning

(This generation)

Financial Planning is a process which is designed to prepare your financial assets for your own use. It incorporates not only investment and risk management, retirement planning and later life planning but also lifetime cash flow forecasting.

Estate Planning

(The next generation)

Estate Planning is a process which is designed to transfer the greatest amount of financial assets with the smallest tax liability possible to your beneficiaries. It incorporates wills, trusts, powers of attorney, inheritance tax planning, property law and grant of probate.

Legacy Planning

(Future generations)

Legacy Planning is a process which is designed to articulate, create and implement a Wealth for Life plan that is consistent with your values and wishes. It incorporates the strategic transfer of wealth and prepares your beneficiaries to receive their inheritance.

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